What should the Insured do in case of damage:
- Turn on the alarm.
- Put a warning triangle.
- Call on the scene of the traffic police, as well as, if necessary, ambulance and other services.
- Write down F. I. O., addresses and phone numbers of eyewitnesses of the accident.
What not to do:
- Leave the scene of the accident before the arrival of traffic police.
- To clean the car and touch the items related to the accident.
- Evacuate the car without the permission of the inspector and the documents that he must give you.
If as a result of an accident on the road there is a traffic jam and the movement of other vehicles has become impossible, you can free up the carriageway, but only after you draw up a scheme in which, in the presence of witnesses, fix the position of the vehicles at the accident scene, and write down F.I. O., addresses and phone numbers of witnesses.
Documents required for payment, depending on the risk group:
- copies of registration and registration documents (certificate of registration of SNT and passport of SNT) of the insured SNT and a set of original keys;
- original policy or copy of the policy and contract;
- documents of the established form, confirming the circumstances of the insured event, certified by the official’s signature and stamp from the competent authorities (SRSD, MIA, Fire Inspection, Hydrometeorological Center, court, etc.), depending on the nature of the incident
- all powers of attorney issued for the use and disposal of SNT;
- copies of the driver's license and power of attorney for the right to control the SNT of the person controlling the SNT at the time of the accident;
- certificate from the bodies of the Ministry of Internal Affairs of the Republic of Uzbekistan on initiation of a criminal case;
- the conclusion of a medical examination of the sobriety of the person operating the SNT at the time of the accident;
- certificates, invoices and other documents confirming the expenses incurred;
- documents containing information about the amount of harm (expert opinions, judicial decisions, etc.), as well as certificates, invoices and other documents confirming the expenses incurred;
- "Abandon" (waiver of the Insured from SNT as property in favor of the Insurer);
- medical documents confirming the date of the insured event (a copy of the sick-list, a certificate of the duration of treatment, a copy of the VTEK conclusion, a copy of the death certificate);
- copy of the victim's passport;
- documents confirming the ownership of the property and the identity of the victim;
- documents proving the identity of the recipient of the insurance amount and, if necessary, documents confirming the entry into the rights of inheritance.
All documents issued by the traffic police (except for explanations of other participants and witnesses of the accident) must be filled in your presence. You have the right to make any comments, point out inaccuracies and important circumstances, demanding that they be recorded in the documents. If you do not agree with any points, sign them with the comment “I do not agree.”
Be sure to check:
- that all the columns and sections in the documents were filled out or crossed out;
- to document all the damage to your car.
Additional documents may be required:
- If the car is bought on credit, a letter from the bank containing the amount of the loan debt indicating the form of payment of insurance compensation.
- If you are a foreign citizen, Certified translation of a passport, driver's license
Registration of the accident.
You need within 72 hours (not counting weekends and holidays) from the moment of discovery of damage to notify the insurance company “ALSKOM” by phone: + (998 71) 147-11-00 or by the addressee service of the insurance company “ALSKOM” by phone + (998 90) 326-09-00, or in any available way (by phone, fax), unless otherwise specified by a specific insurance contract.
No later than 10 (ten) working days from the date of notification (notification) of us about the occurrence of damage, submit a written application for payment of insurance compensation (in the form established by Us) indicating:
- surname, name and patronymic of the insured (insured person);
- policy numbers (insurance contract);
- dates of the insured event;
- circumstances of the insured event.
The application must contain the signature of the applicant and the date.
Before you go to the office, make sure that you have all the necessary documents.
To transfer payments to your current account, specify the List of necessary details in the application in the established form:
- The name of the bank indicating the legal form, the name of the bank branch, the city in which the bank is located;
- TIN of the beneficiary's bank;
- MFI of the beneficiary's bank;
- The beneficiary's bank account;
- Personal account of the recipient.
- Bank card number (if any).
- Full name of the beneficiary's recipient (exactly as entered in the bank, since sometimes the full name of the first and last name in the passport and bank is different - for example, they can be written in Latin, with or without a patronymic, etc.) .
- If the recipient is a legal entity (legal entities), then the recipient's TIN is required; in this case, when filling in the details in the database, it is necessary to indicate the legal entity. face.
What to do next:
Provide a car to the insurance company for an inspection to assess the damage.
After all the documents have been handed over and the vehicle has been inspected, the company’s staff will inform you about the time of payment.